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I loved that you were very efficient and straight to the point. There was no time wasted when we were together.
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You can trust me with your important referrals. I have a great track record of success as a top producer. I have the experience you are looking for. Plus I am a very web-savvy real estate agent, which is important to the majority of homeowners today. Why send a referral to anyone other than the best? This only reflects positively on you. 

As you well know, top real estate agents also have a higher closing ratio. You'll have a better chance of making a sale when you send your referrals to me. 

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Real Estate Tips
First Time Buyers >The Seller May Pay

The costs of buying a home may be daunting. For example, you may have finally saved enough for a down payment on your first home, with a little left over to buy the furniture you will need. Then you hear about having to pay closing costs you weren't anticipating, and this may seem like a real setback.

One way to cover such a shortage is to make the sellers an offer that calls for them to credit you for some of the closing costs. As a rule, the sellers may pay a maximum of 3 percent of the sales price if the buyer is putting five percent down. If the buyer is making a down payment of 10 percent or more, the seller can contribute up to 6 percent of the sales price to cover the buyer's closing costs. Some items, such as prepaid taxes and the first month's mortgage payment, must be paid by the buyers. Sellers may also contribute to paying the appraisal, points, title insurance, settlement attorney fees, state or local transfer taxes and similar items.

Keep in mind that if the credit is included in the price of the house, the appraiser will have to justify the amount, based on sales prices of similar homes in the neighborhood.

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Real Estate Trivia
Q 
What is the role of the U.S. Housing Authority?

A 
Created in 1937 by FDR, the U.S. Housing Authority provides construction loans to small communities and states.
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Nancy Stone Bourgeois, REALTOR®, real estate agent and broker for Gulfport, Biloxi and Pass Christian, Mississippi home listings, property and land for sale - NUMBER1EXPERT(tm)

Nancy Stone Bourgeois
Keller Williams Realty

1710 E. Pass Rd. Ste. A
Gulfport, MS 39507
228-216-2333
Fax: 866-661-9266
nancybourgeois@NUMBER1EXPERT.com

"My mission is to make your buying or selling of real estate a pleasurable experience." As a top producer for over thirteen years, Nancy maintains the highest level of professionalism. She has over 20 years of marketing experience, complemented by her honesty, integrity and high energy. Nancy is extremely knowledgeable about trends and lifestyles on the Mississippi Gulf Coast, where she was born and raised. She is a skilled negotiator, knows the area and is second to none in finding homes to match your needs. Nancy's excellence and vision in Real Estate can bring you Results!

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